First thing to do is to go to AMD’s webpage and download the latest chipset and graphics drivers. Code 44’s are almost always driver related.
For what it is worth, never use the drivers from a motherboard vendors support downloads when setting up a new system. Always go back to the actual manufacturer of the chip and get the latest drivers straight from them. Motherboard manufacturers are absolutely terrible at keeping their support sites up to date.
While at it, wouldn’t hurt to check if there are any newer audio, NIC, and other drivers for on board devices as well just in case. While the chipset drivers are the primary suspect and graphics the secondary for something like this, any driver that loads at boot for any device could potentially cause something like this, if it contains a bad enough bug.
So, go to Realtek for the latest ALC4080 audio drivers and 8126-CG network drivers. The Wifi card drivers would be worth updating as well, but the spec page doesn’t tell me which Wifi module it has, so you’ll have to do some investigation yourself there. Get the latest one from the hardware vendor directly and install it.
Sometimes code 44 errors are even caused by weird interactions between drivers, but since you are only using on board stuff in this build, that seems less likely, or MSI should have caught it before launch.
Back in 2016 when I first got my Nvidia Pascal Titan X, the launch drivers were great, but once the first unified drivers came out I had similar issues to this, with random Code 44’s and Code 43’s, and Nvidia didn’t fix it for almost two years 
All vendors have driver issues on occasion. Hopefully if that is what it is, the latest version will fix it for you, and you won’t have to wait a long time like I did.
If that is not it, it certainly does sound like a RAM issue could be the cause.
Is the exact part number of the RAM on the QVL for the motherboard? IMHO this shouldn’t be required, and can even be hard to find as RAM part numbers change so frequently, but it is one way to make sure you are using something the board maker has actually tested.
I’d go ahead and flash that latest A4 BIOS, make sure you reset BIOS to defaults and set memory to EXPO settings.
The BIOS release notes for A4 don’t specifically mention your issue (just something vague about issues with integrated graphics and hybrid graphics) but you never know. Release notes from all vendors are notoriously incomplete, and inaccurate.
After that I would boot up from a memtest USB image and test the RAM and see if it is good. Keep in mind, this will take quite a while, much longer than you’d expect, so maybe run it overnight or something.
Once you have confirmed good RAM at these settings, then - if you want to - start tweaking again, and see if that causes the issue to come back.
How many watts is that power supply? Weird stuff like this can happen with a weak PSU, but to be fair, even the smallest beQuiet PurePower 12 (550W) is probably sufficient for a system like this at stock without a discrete GPU (or other big cards installed)
Also, don’t count out something fishy going on with the SSD. If there is silent corruption and it just happens to have occurred on something related to the chipset drivers, that could also be the cause, but my bet is that it is either chipset driver, BIOS or RAM settings.