You can always use this: http://www.thermaltake.outervision.com/
It will supply the maximum power you will need with your components working at almost full load, which is not very common unless you're doing specialized stuff (I think video encoding taxes your components like that, but I don't do it so I cannot comment), and it also takes into account your PSU aging. As time goes by, the electronic components don't function as well and your PSU won't be able to output the same wattage. This can have an impact if the PSU has cheap components, but it's less of an issue for quality PSUs (you can set that to 10% if you have a good PSU).
The next question you need to ask yourself is what you want to do with your computer. I am guessing you want to game, so choosing a PSU close to the number from the site is ok, because during gaming your components won't be stressed to their limits. EDIT: you will probably have a PSU for many years, so when buying one you should also keep in mind future upgrades, like buying a second video card (these are very power hungry), another SSD, hdd, fan, etc. I believe choosing something more powerful than what the site tells you is a very good idea, but that's your decision to make. On the flip side, the trend is to reduce power consumption for hardware, so that is another thing that you should be aware of.
If you want to do something with your computer that actually stresses the components to their limits most of the time, then you will probably need a more powerful PSU than what the site will tell you, because PSU's are most efficient when at 50% load, and their efficiency starts to decline from that point on. For example, an 1000W gold rated PSU (80+ Gold), at 50% load, will produce 500W and draw 543W from the wall socket (the rest, 43W, will be transformed into heat). That is called efficiency and it is equal to 500/543*100 = 92%. At 100% load it will have an efficiency of 88%, meaning that for the 1000W it produces it will draw 1136W from the wall socket, and 136W will be dissipated as heat. That means a higher electric bill, and because the fan would have to deal with more heat (3 times more than at 50% load) it will spin faster and be louder.
EDIT: if you don't want to bother with all that, you can simply post in the PSU forum, I am sure that the people here will be glad to help you out with a proper power supply for the amount of cash you are willing to spend.