The average life of a 4TB HDD

If you are worried about your data, switch to linux and start using btrfs, it's infintely better than anything Windows offers.

http://arstechnica.com/information-technology/2014/01/bitrot-and-atomic-...

If you are too lazy to read the article (which is a shame, it's a real eye opener about how total garbage Windows file systems are): it supports atomic COW, redundant healing arrays (it does exactly what the title suggests) and much more.