Oh yeah, forgot about that.
You should probably stick with the 970 just for the fact that it'll run most games at higher settings at 1440p for the next few years just as the 670 has been able to(albeit at 1080p) up to this point and further on. Get a 980ti(or 980ti class gpu) when they become the upper mid range or mid range(roughly $200-$300) simply because that's how fast the market will move in roughly two to three years.
I've decided against the 980ti, It's not enough of an upgrade for my liking.
I'll just keep building up credit in the meantime till pascal arrives.
Thanks all, case CLOSED :)