That is an extremely cheap budget option.
First off… H610 not only has atrociously bad performance, you are also locking your RAM speeds to 2133 MT/s as it does not support memory overclocking.
To help the discussion along, this is basically what you are proposing (I filled in the blanks on some items for approx. value and used a bad $40 case):
| Type | Item | Price |
|---|---|---|
| CPU | Intel Core i5-12400F | $110.30 |
| CPU Cooler | Deepcool AG500 BK ARGB | $39.99 |
| Motherboard | Asus PRIME H610M-E D4-CSM | $99.99 |
| Memory | Silicon Power XPOWER Turbine 2x8 GB DDR4-3200 CL16 | $24.97 |
| Storage | Lexar NM620 1 TB M.2-2280 PCIe 3.0 | $54.99 |
| Video Card | Asus DUAL EVO OC GeForce RTX 4060 | $339.99 |
| Case | Cooler Master MasterBox Q300L | $39.99 |
| Power Supply | Thermaltake Smart 600W 80+ | $40.99 |
| Monitor | MSI MAG 275QF 27.0" 2560 x 1440 180 Hz Monitor | $179.99 |
| Total | $931.20 |
End of 2024 I gave this advice in my $700 budget build advice thread, this is what I proposed back then:
| Type | Item | Price |
|---|---|---|
| CPU | Intel Core i5-12400F | $111.34 |
| CPU Cooler | Thermalright Assassin X 120 Refined SE | $17.89 |
| Motherboard | Gigabyte B760M GAMING PLUS WIFI DDR4 | $129.99 |
| Memory | TEAMGROUP T-Force Vulcan Z 2x16 GB DDR4-3200 CL16 | $46.99 |
| Storage | TEAMGROUP MP44L 1 TB M.2-2280 PCIe 4.0 | $56.99 |
| Video Card | PowerColor Fighter Radeon RX 6600 | $199.99 |
| Case | DIYPC S3-BK-ARGB ATX Mid Tower Case | $48.62 |
| Power Supply | Thermaltake Smart BM3 650W 80+ Bronze Semi-modular | $76.98 |
| Total | $688.79 |
The 7600 XT is so much better than the 4060 with it’s 16GB of VRAM, and a B660 or B760 is just so much better DIY experience. 4060 only makes sense if you need Nvidia due to being locked in for CUDA or similar. Otherwise, either go a tier lower and use the extra $100-$150 for a better harddrive or twice the RAM or why not both? Or save it in your upgrades account for the next big thing… 