So i’m curious of two things. What fintech type banks are people aware of if any elsewhere in the world, and do you use them?
Both consider themselves “digital” banks in that they have no branches. Starling utilise the Post Office to facilitate cash deposits for example, and mail for cheques (no cheque imagine yet. Both of these banks also primarily focus on offering current accounts. Thoguh Monzo offer savings through 3rd party partners, and Starling offer Euro and business accounts as well.
Starling have an interesting card for those curious.
There’s also Metro bank here which is quite new but operate more like a traditional bank with branches and a full product range.
I know in the rest of the EU there’s N26 (they also recently offered a UK account. But i’m not familiar with what else is out there in the rest of the world.
Are there new “challenger” banks popping up elsewhere in the world? Do you use any of these new banks?
I quite like starling, and their fresh technology stack seems to allow them to move faster and implement banking features that line up with the 21 century.