Cooler air vs water vs quiet etc

I looked over some of the forum posts and it was explained that Phanteks PH-TC14PE_BK (model I was going for) is relatively awesome / best for price range but now I see it described as loud. I am planning to overclock and know little to nothing of watercooling don't know the need for the blocks on the gpus or anything. Basically I wanted opinions on a cooler for my build seeings how my order got changed to 2 mother boards instaed of my cooler sending one back gives me about 250 to throw in right now for the cooler / other parts. I also know I may need to change my psu. Thanks everyone. like maybe a Xigmatek Dark Knight Hawk or?

P.S. anyone know any good 140mm Red LED fans?


http://pcpartpicker.com/user/Redii2Klutch/saved/1WZx

AMD FX-8350 4.0GHz 8-Core

Phanteks PH-TC14PE_BK 78.1 CFM

Asus Crosshair V Formula-Z ATX AM3+

G.Skill Sniper Series 16GB (2 x 8GB) DDR3-1866

A-Data Premier Pro SP900 256GB 2.5" SSD

Western Digital Caviar Blue 1TB 3.5" 7200RPM

MSI Radeon HD 7970 3GB

NZXT Switch 810 (Black) ATX Full Tower

SeaSonic 660W ATX12V / EPS12V

Get the swiftech h220 http://bestcpucoolers.com/best-water-cpu-cooling/

Most coolers today are not loud unless on max settings, so what you need is more quiet fans so you can compensate cooling capability. You are on the right track if you go for water cooling if you want to overclock and stay quiet, but i would recommend additional fans, lets say push-pull configuration on a dual radiator. That way, you could tone them really low and still get decent airflow (you might need a fan controller)

As this goes I fear it costing more looking up the GPU cooler blocks and such. My place is normally quite cool AC is running most of the time due to my girlfriend wanting it on all the time but I am trying to understand how important liquid is over air just going to continue my own research but I am finding myself more drawn to attempting to keep my color scheme.

Edit: continuing on into coolants, dies, killcoil, ketchup to deoxidize... IDK sounds like a pain :(

Edit 2: after further consideration I am going to go with my original cooler and see how it goes doesn't seem to difficult to upgrade it later as I was worried about I will keep the H220 in mind if it comes to that point and probably switch the other out to my buddies build once he gets it going thus forth saving a little money for my new monitors thanks a lot though man that seems like a really good cooler through all I've read.